What are some of the easy-to-apply virtual credit cards available now?

Currently there are common Hong Kong virtual credit cards and US virtual credit cards. Hong Kong virtual credit cards generally cannot create unlimited cards, while the US virtual credit card platforms both support the issuance of virtual cards in large quantities.

There are two e-wallets in Hong Kong, Tap&Go and Octopus, they offer virtual card services, but only 1-2 virtual cards are available, and registration for these two e-wallets requires a Hong Kong ID card or mainland Chinese passport, in addition to a Hong Kong cell phone number to receive SMS verification codes.

There are many virtual credit card platforms in the U.S., but the requirements for applicants are high. These platforms usually require applicants to have a U.S. company business license, a U.S. residence address, and a U.S. company bank account.

Common U.S. virtual credit card platforms include:

  • https://brex.com/
  • https://www.comdata.com/
  • https://www.adyen.com/issuing
  • https://www.marqeta.com/
  • https://www.spendesk.com/en-eu/
  • https://www.airbase.com/virtual-cards
  • https://cards.emburse.com/virtual-debit-cards/
  • https://www.adyen.com/issuing
  • https://berkeleypayment.com/

If you are registered with a US company business license, you can try to apply for virtual credit card services on the above platforms.

There are also many virtual credit card providers in Europe, and you must also have a European company business license to apply for virtual credit card services in Europe.

I have aggregated some European virtual credit card providers:

  • https://www.cledara.com/
  • https://www.soldo.com/gb/
  • https://www.spendesk.com/
  • https://ramp.com/
  • https://www.pleo.io/en/
  • https://business.revolut.com/signin
  • https://www.fiserv.com/
  • https://www.tribal.credit/corporate-cards
  • https://spenmo.com/
  • https://billhop.com/

These virtual credit card providers offer virtual credit card services that are generally used for the internal financial management of companies, to facilitate the purchase of materials by employees, or to distribute benefits to employees, etc. Some of these platforms provide API interfaces, so if you have a technical team, you can develop your own virtual credit card sub-platform through the API interface.

If you are applying for their virtual credit card service for the first time, you can contact the sales manager for a demo or apply for a discount on the first month’s service fee.

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