Originally a UK digital bank, Revolut is now entering the US market.
Sign up for a Revolut account
The application requirements are as follows:
- US Cell Phone Numbers
- U.S. visa (B1/B2 tourist visa supported)
If you want to apply for a physical card, you will need a US address, I recommend using Anytimemailbox’s private US address to receive physical cards.
The detailed application process is as follows
Download Revolut App with US Apple Account
Verify US mobile phone number
If you have an ITIN, VCCBUS recommends applying with an ITIN to increase your chances of approval. If you do not have one, select “No SSN or ITIN”.
Uploading visas, work, student or family visas is fine, and while it’s not stated here if tourist visas are possible, the actual test is passable.
Upload passport photo
Upload a selfie
Waiting for verification, the system indicated that it would take a week to complete the verification, but it actually only took a minute.
If you are unlucky and the verification fails, you will be asked to upload more personal supporting information. If you encounter this problem, click on the “Chat with us” button and upload your bank statement to solve the problem. I am using BOA Bank’s e-statement.
After a period of normal use, Revolut may require you to provide additional information in order to secure your account, such as uploading a photo of the credit card used to top up your account, which must be clearly visible to the last 4 digits of the card number.
For these reasons, it is important to use real personal information when registering, and it is recommended to use a physical card or ACH transfer to recharge Revolut.
Upon successful application, you will receive:
- A U.S. Bank Checking account number (issued by Metropolitan Commercial Bank)
- Revolut Virtual Card
- Revolut physical card
- Free cash withdrawals at ATMs around the world (up to $600 free of charge)
- No currency conversion fees for online or offline purchases.
Revolut Virtual Card
Details about the Revolut virtual credit card. I paid to upgrade to the premium package ($9.99/month), so I got the following:
- Three physical cards
- Five reusable virtual cards that can be deleted at any time and new virtual cards created
- A DISPOSABLE VIRTUAL card that automatically changes card number after one use.
Revolut virtual card BIN 516529
You can use other US bank accounts such as BOA, VELO Bank to load funds to Revolut via ACH transfer.
Since Revolut offers a US Checking account, it can be topped up using Paypal cash withdrawals, Or transfer funds to Revolut via Transferwise.
No problem paying for a Netflix subscription
It’s okay to withdraw cash from ATMs.
Frequently Asked Questions
When uploading your passport or visa, it says “glare detected Try to stay out of direct sunlight”.
Don’t bother with this, just take photos and upload them, but make sure the visa and passport pages are legible and not blurry!