Flutterwave, Africa’s leading third-party electronic payment platform, was founded in 2016 and is headquartered in San Francisco, USA. Rave for businesses and Barter, an e-wallet for individuals. Both products have a virtual credit card feature, except that Rave is currently only available to a few countries, and I registered and uploaded my passport, but it was not verified. The Barter test was successful and is now known to be as follows.
- Card BIN405640, a prepaid card belonging to the debit category, can create two virtual credit cards at the same time, can be reloaded repeatedly, can be deleted only after 24 hours of card creation, no issuance fees.
- Can be topped up with a debit card or US online banking
- The billing address is the same: 333 Fremont Street, San Francisco, CA 94105. if the platform to be paid for has an AVS verification system, only this billing address can be used, if not AVS verification system, then you can write whatever you want.
- You can sign up for a Netflix trial, Airbnb is not supported. some people have reported that Amazon is not supported, seller account and buyer None of the accounts work, I don’t run an Amazon store and can’t test them.
Barter supports web registration as well as registration via the app for Apple and Android phones. Search for GetBarter when downloading, GetBarter is the name of the software. It is recommended to use an iPhone, some buttons may be displayed incorrectly on Android phones.
The company’s mobile app was probably launched directly without testing because there are a lot of bugs on Android. Good thing there is also a web version, which you can open directly to register, as shown here.
Clicking on “Create account” requires the use of a US IP address, otherwise the button will not respond. But there was a problem, my phone didn’t receive the verification code and I didn’t see the WHATSAPP LINK in the prompt, as shown below.
A direct web login attempt resulted in the following prompt, which appears to support phone verification.
But unfortunately, no phone call came either. It seems the only way to do this is to switch to a mobile app, and the results are the same as on the webpage, no SMS verification code is received, and no calls are coming in. Checking the registration process, I found that the country code was not added when writing the phone number, so it is possible that this is the reason for not receiving texts and Phone, had to re-register. This time I still couldn’t get a text message, but I was able to receive a call from Nigeria, which I received directly on my mobile phone after registering. APP Login.
After logging in, I asked for a top-up and chose “I’ll do this later” to enter the main wallet interface. Topping up directly without authentication is risky, as you cannot create a virtual card or transfer funds without authentication.
To verify your identity, click on “Profile” in the lower right-hand corner of the software and select “Verify your Identity”, non-Nigerian users can use their passport, driver’s license, ID card, and visa for authentication. I use an ID card for authentication and need to take a picture of the front and back of the ID card as well as a headshot. Adjust the distance when you take the photo and the software will automatically take the photo and upload it. It took less than a minute after the photo was uploaded to pass the authentication, so you can see it’s not a manual audit.
Barter Top Up
Now you can top up your money, click “Add Money” on the top left corner of the software, then enter the amount you want to top up, I’ll test it with a $5 charge. Some have said that charging an account with a non-U.S. credit card will lock them out and prevent them from issuing a card.
Create a virtual credit card
Click on the “Cards” button at the bottom of the software to create a virtual credit card. USD. There is no issuance fee and you can create two virtual credit cards at the same time.
Click on the card face or Card Details to see the “Fund this card” button and “Permanently delete card” button, both of which are available on iPhone, but not on my Pixel 3. Cards can only be deleted after 24 hours, so you can create up to 60+ cards a month. There are no fees for deleting a card and returning the balance to your e-wallet.
Some of my friends are currently reporting that the balance doesn’t return to the e-wallet after the card is deleted, and I’ve encountered instances where I’ve lost money after a transfer, so this Batter e-wallet should be used with caution!