Profee is a Cyprus e-wallet that allows you to top up your Profee account with credit cards and bank transfers, as well as using Yandex money and Qiwi to top up your Profee e-wallet, which I have personally tested and found to be instant.
A Mastercard virtual card can be created via Profee, card BIN 521029. The virtual card was issued by the Central Bank of Cyprus, CSC24Seven, the same bank that previously issued the Moneypolo virtual card, which is no longer available. Profee registers an account with a European address and a European mobile number and requires proof of a European address.
Profee account application address: https://www.profee.com/
First, enter the Profee website and click on the [Create an account] button to register your account.
You need to make sure your network has access to Google before you sign up for an account, because Profee uses Google’s reCaptcha verification service, otherwise the page won’t open properly! After the reCaptcha code is displayed properly, enter your mobile phone number and email address to register, the mobile phone number must be European.
Click [Register] button to enter the next step, the next step is mobile phone number verification, your phone will receive a 5-digit verification code sent by Profee, enter the received SMS verification code click [Continue] button to enter the personal information page, I chose the country for Germany, using package forwarding service that provides a private address in Germany.
Check the information carefully to make sure there are no errors, especially the name and address, as address verification will be required later, but if you can’t provide proof of a European address, you won’t be able to complete real-name verification of your account.
Finally, click on the [Complete] button to confirm, this time will prompt the account registration success. Then you can log in directly, after logging in to the user center, you can see the Profee e-wallet has a lot of features, such as top-ups, transfers, currency conversion, etc. Of course, the most attractive to me is its MasterCard virtual card!
Profee can be topped up using Yandex.money and Qiwi wallets, as well as by wire transfer, very simply, and these payment instruments are mostly easy to register. The maximum amount of recharge via digital wallet for unauthenticated accounts is 700,000 rubles, which is about 1,000 euros. The bank wire transfer method does not see a specific limit on the amount.
The virtual card of Profee’s anonymous users can only be topped up by a maximum of €250 per year. If the top-up limit needs to be increased, then a European residence permit and proof of residence will be required. If not, this can be verified by a statement, which Profee will ask for two different bank statements and a paper statement needs to be sent to Profee’s head office in Cyprus.
After my testing, Revolut and Monzo Digital Banking pdf billing addresses cannot be used for verification and if these pdfs are submitted, your Profee account will be locked and a paper proof of address document will be required to be mailed to the Cyprus office in order to unlock the account.
The Profee virtual card supports 3D security verification and automatically jumps to the 3D verification page when connected to Apple Pay, sending an SMS verification code to the phone number you registered with. After my test, it will also jump to the 3D verification page when shopping online to ensure that the funds in your account will not be stolen.